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Throughout New Zealand MTF Finance works hard to help New Zealanders do more. With over 40 offices around the country, finding your local lending expert is easy.

Helping New Zealanders to do more since 1970

For nearly 50 years MTF Finance has been helping New Zealanders to get the things they need.

Whether it's a new car for the family, a boat for the lake, or equipment for the business, we can help. You can even talk to us about personal loans for renovations or a holiday.

Want to get it sorted now? That’s easy. We can give you a call to talk about what you need.

How we can help you to do more

Whether it's personal or business borrowing you need, we can finance almost anything that drives, floats, or flies (and much more besides).

Great reasons to choose us

  • One-hour approval - If you apply in person with supporting documentation, we can usually give you an answer on the spot.
  • Personal attention - straight up service and advice from our local team from start to finish.
  • Locals helping locals - we live and work in our communities.
  • Hassle free application – online, over the phone or in person, we'll make getting a loan a breeze. We can even come to you!

Apply for finance

  • Apply Online

    Let us know as much as you can, and we'll work with you to complete the rest.

  • Request a Call Back

    Leave your details and we'll call you back to answer any questions or help you apply over the phone.

New Zealanders we've helped to do more

Chelsea Herbert

Brand ambassador

From her first go-kart race to New Zealand's BNT V8 Touring Car Championship, Chelsea always wanted to race and to win. Chelsea's focus, discipline and drive has seen her rise rapidly to the top, and in 2017 she became the first woman ever to win a New Zealand V8 Touring Car race – an accolade she immediately followed up by winning the entire round.

Chelsea has moved into New Zealand's premier ‘Tier One' class of V8 Touring Car racing, and with a new car and significant wins under her belt, she has what it takes to make a big mark in motorsport. She's constantly reminding us that you're only as good as your team, and to support each other to success. We're big fans of Chelsea, and are very proud to have her with us.

Avalon Biddle

Brand ambassador

Avalon is a force to be reckoned with on two wheels. In 2019 she made history by becoming the first woman to win the New Zealand 600 Supersport motorcycling title. Her story is one of incredible tenacity in the face of adversity, combined with good old-fashioned hard work – all with a huge smile and a genuine passion for people.

After six years on the Italian and European circuits, Avalon realised her lifelong goal in 2017 - racing in the 300 World Supersport championship.

When she's not ‘hitting the apex', Avalon works hard to help raise the profile of the sport in New Zealand. She loves seeing other women and especially young girls empowered by her achievements, and encourages them to step outside their comfort zones.

Avalon teaches us that people come first, and that with passion and commitment you can achieve anything. We really admire what she stands for, and are honoured to have her in the team.

Simon from Roof Wellington


Simon Lamb from Roof Wellington has a thriving roofing company but needed help financing his fleet of vehicles. Working with the team at MTF Finance Mt Victoria he has consolidated his vehicle lending, saving the company time and money.

"The advantage of using MTF Finance is that we have all our finance consolidated... if we're going out to start a new team we can purchase the vehicle plant, machinery, whatever we need, without having to go to multiple companies".

The approval process is fast and simple, and can often be done online, so you can get back to your life quicker.

Get your application started